FinOps Analyst

About the role

We are looking for a FinOps Analyst to own the cost side of moving money: scheme fees, provider fees, corridor economics, and the reconciliation of what partners charge us against what they said they would. Payments companies live or die on basis points. You are the person who knows where every one of ours goes.

Pre launch, the fee models, the provider cost trackers, and the unit economics dashboards do not exist. You will build them, and the pricing decisions the CEO and CFO make will rest on your numbers.

What you will do:

• Own the cost map: Build and maintain the model of every fee UniqPay pays: scheme, provider, banking, and FX costs per corridor and method.

• Reconcile the invoices: Check every partner and provider invoice against contracted rates and actual volumes, and chase every discrepancy to resolution.

• Model the unit economics: Maintain per transaction and per corridor profitability views the leadership team can actually use.

• Support pricing: Give Finance and Commercial the cost floor for every pricing decision and renewal negotiation.

• Watch the trends: Flag fee changes, mix shifts, and cost creep before they show up in the monthly close.

• Automate the grind: Move fee reconciliation from spreadsheets toward repeatable, documented processes.

• Report to the CFO: Produce the monthly cost of payments pack with variances explained, not just displayed.

Who you are:

• Experience: 2 to 4 years in financial analysis, payments finance, or FinOps, ideally inside a payments company, PSP, or bank.

• Domain knowledge: Real understanding of interchange, scheme fees, provider pricing structures, and settlement mechanics.

• Analytical skills: Strong with spreadsheets and structured query language, and able to build a model others can audit.

• Rigour: Reconciles to the cent and documents why, every time.

• Communication: Turns a fee schedule into a one page story the CEO can act on.

• Tools: Comfortable with business intelligence platforms and accounting systems.

• Education: A bachelor degree in Finance, Accounting, Economics, or a related field.

Bonus points if:

• You have found real money in a provider invoice reconciliation and clawed it back.

• You have built a unit economics model a leadership team used for pricing.

• You have worked with more than one acquiring or payout provider.

Where this role goes:

This role grows with the platform into a senior FinOps or payments finance remit: more corridors, more providers, and ownership of the cost strategy rather than just the cost record.

What is next:

We aim to reply to every application within three business days, and our interview process usually takes around three to four weeks. It is a short, practical process: a real conversation, an exercise that looks like the actual job rather than a brain teaser, and time with the people you would work beside, founders included. Tell us if you need more flexibility at any stage.

Our take on who belongs here:

Our team has a vision that spans several nationalities, time zones, and payment traditions, and we think that is exactly why we will make good calls in cross border payments. Whoever you are and wherever you are from, you are welcome to be yourself here.