Finance Reconciliation Analyst

About Us

We’re building the world’s leading cross-border fintech for emerging markets - empowering families, fueling local economies, and changing how millions access financial services.

Since our launch in 2019, we have transformed how money moves across borders with our operations spanning 6 out of 7 continents and covering both the busiest and most underserved (remittance) corridors. We tapped into a massive shift - from banks to phones - bringing digital finance to places where traditional systems never reached. The next stage of growth will fuel a network of services and products especially designed to make money more accessible to diaspora communities including local cards, and additional savings and payments features.

We’re growing fast, backed by world-class investors, and scaling a product that blends real world impact with cutting edge fintech innovation .

Here’s a little more:

• Founded by Harvard grads and 3-time founders who previously built Segovia (acquired) and GiveDirectly (>$300M revenue, fastest-growing NGO in the world)

• Backed by top investors including Spark Capital, Canaan, Reid Hoffman, Breyer Capital, Unbound, Wamda, and more

• Built by global top performers from Bain, Google, McKinsey, Uber, Checkout, Bolt, and beyond - we move fast, stay humble, and care deeply about our mission

• Truly global team - 250+ people, 50+ nationalities, 50+ languages

• Guided by our values - ownership, impact, humility, and heart - in deed, not just word

The Role

Every day, Taptap Send moves money across 80+ market corridors. Behind every transfer is a simple promise: that what we expected to send and receive matches what actually settled at our banking and disbursement partners. Reconciliation is how we keep that promise and how we protect the company's cash and balance sheet as we scale.

We're hiring a Finance Reconciliation Analyst into our Dubai hub to take ownership of this work across 35+ currency corridors. Reporting to the Treasury / Reconciliation lead, you'll own the day-to-day matching of expected versus actual wires, investigate discrepancies, and drive gaps to resolution with partners. You'll work at the intersection of treasury, finance, and operations; and you'll help us move from manual, ad-hoc fixes toward systematic, automated reconciliation.

What you'll do

• Own monthly & quarterly reconciliation of expected versus actual funding movements across multiple currency corridors, identifying and documenting genuine discrepancies

• Investigate missing, partial, or mismatched settlements

• Manage escalations with banking and disbursement partners, and collaborate closely with respective TaptapSend teams

• Maintain data integrity across our financial systems and source records

• Support senior leadership with clear, well-supported analysis on fund reconciliation and balance sheet

• Drive process improvement and automation; helping build scalable reconciliation infrastructure rather than relying on manual workarounds

What we are looking for

• 1-3 years of experience in one of: external audit / assurance (Big 4 or similar), or payment / finance operations at a fintech, bank, or fast-growing startup

• Strong comfort with numbers and exceptional attention to detail paired with an hands-on execution based mindset. You like doing the work, not just reviewing it

• A genuine sense of ownership; you chase loose ends until they're fully resolved

• Solid stakeholder management: you can hold a partner to account, collaborate cross-functionally, and communicate clearly with senior management

• Strong Excel / Google Sheets skills; SQL experience (or a real appetite to learn it quickly) is a strong plus

• Interest in process improvement, automation, and using AI tooling to make finance processes more efficient

• Based in or willing to relocate to Dubai

Impact first

Team next

Accept reality

Propose solutions

Win with grit

Be proactively candid, with yourself and others

Love the particular

Own it

Create positive energy

Maybe, even have fun

Taptap Send is an equal opportunity employer dedicated to building an inclusive and diverse workforce. All employment decisions are decided on the basis of qualifications, experience and business need. We strongly encourage applications who are members of underrepresented communities to apply.

If you require reasonable adjustments to be made during the recruitment process, please do not hesitate to let us know. Any information you provide us in this respect will only be used to accommodate your requirements.

Note: we recognize imposter syndrome is real - any candidate that does not perfectly fit every characteristic of this role is still strongly encouraged to apply.