[Hiring] Virtual Subrogation Specialist REMOTE USA

Position: Virtual Subrogation Specialist

Date Posted: 4 June 2026

Industry: Insurance / Claims / Subrogation Services

Employment Type: Full Time (Remote / Hybrid)

Experience: 3–5 Years in Subrogation or Insurance Claims Experience Preferred

Qualification: High School Diploma or GED (College Coursework Preferred)

Salary: $21/hour + Average Monthly Bonus of $1,300

Location: United States, REMOTE

Company: Afni, Inc.

Description:

Afni, Inc. is hiring experienced and detail-oriented Virtual Subrogation Specialists to join its growing claims recovery team. This role is ideal for professionals with strong analytical and negotiation skills who are capable of managing insurance subrogation cases in a structured and compliance-driven environment.

The selected candidate will be responsible for handling subrogation files, coordinating with insurance carriers and stakeholders, and ensuring effective recovery of claims while maintaining adherence to regulatory standards. This position offers both remote and hybrid work options depending on location eligibility, along with performance-based earning potential.

Key Responsibilities:

• Review and manage subrogation files across various insurance lines

• Communicate professionally with clients, adjusters, claimants, attorneys, and underwriters

• Investigate claims to assess liability, damages, and recovery opportunities

• Maintain accurate documentation of all correspondence and case activity

• Process carrier-to-carrier subrogation claims efficiently

• Research state laws and regulations related to subrogation compliance

• Negotiate liability and damage settlements with insurance carriers and self-insured entities

• Evaluate claim files and develop effective recovery strategies

Requirements:

• High school diploma or GED required (some college preferred)

• 3–5 years of experience in subrogation or insurance claims handling

• MedPay experience preferred

• Adjuster license is an advantage

• Strong communication skills (oral and written)

• Ability to analyze claims and negotiate settlements effectively

• Strong organizational and multitasking abilities

• Proficiency in Microsoft Office and claims management systems

• Strong knowledge of:

• Insurance subrogation processes

• Claims investigation and liability assessment

• Negotiation and dispute resolution techniques

• Insurance regulations and compliance requirements

• Case documentation and reporting systems

• Analytical problem-solving and decision-making

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