Relationship Officer POS Loans
First Abu Dhabi Bank
Job Purpose:
- Meet and exceed monthly and annual sales target objectives
- Ensure penetration in the market through focus on New To Bank acquisition as well as solicit existing clientele
- Do proper analysis of the case and provide all related information of the customer after the field visit is done
- To be familiar with all policies products and processes to ensure superior client on boarding experience
- To proactively participate in Learning Development and training programmes of the bank in order to be an effective sales personnel
- Ensure strict adherence to all KYC Compliance policies and other processes as stipulated
Generic Accountability
Financial:
- Accomplish set sales and revenue objectives for all Products as per set business plan.
- Achieve monthly& annual set KPI objectives
- Focus on New To Bank acquisition along with leveraging existing client base
- To leverage on cross sell opportunities to ensure higher revenue per customer
- Maintain Daily Sales Reports on sales performance for review by team leader and manager assets
Customers:
Be commercially effective in the role and consistently keep customer/client as focus & ensure excellent customer service by delivering quality client on-boarding experience.
- Ensure thorough knowledge of all product policies and processes in order to achieve superior client on boarding experience
- To ensure no mis selling to customers by offering products/services transparently as per customer requirements
- Understand and resolve/escalate customer redresses to ensure timely resolution
Learning & Growth:
Participate in the assigned People Development and L&D programmes. Take accountability for own development by active enrolment and participation with close coordination with respective Team
- To ensure participation in assigned training Learning & Developemet programmes
- Awareness to competition offerings and offer suggestions to line manager to improve product/ processes
Qualifications :
Essential
- POS Loans experience is a must
- Requires good convincing and Negotiating Skills according to the complexity of business.
- Continuous suggestions on Changes and ways of improving FAB Products.
- To build and maintain effective business relationship with all colleagues.
- Identify any cross-Selling opportunity for Other Business Divisions of the Bank
Education required: University Degree / MBA / PGDM / Sales diploma or certification preferable.
Experience: 3 5 years of experience in Banking or in a Financial IndustryRemote Work :
No
Employment Type :
Full-time
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