Senior Associate - Credit Analyst
Spocto Solutions Pvt Ltd
Dubai, United Arab Emirates | Posted on 08/13/2025
Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility.
From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products
Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles.
Job Description
Key Responsibilities:
Credit Evaluation: Analyse applicants' financial information, credit history, and other relevant data to assess their creditworthiness for loan applications.
Risk Assessment: Identify and evaluate potential risks associated with loan approvals and recommend appropriate actions.
Data Analysis: Utilize advanced analytics to interpret data trends and insights, providing actionable recommendations to improve loan performance.
Reporting: Prepare comprehensive credit analysis reports for internal stakeholders, highlighting key findings and recommendations.
Collaboration: Work closely with sales teams to understand customer profiles and ensure alignment with credit policies.
Policy Compliance: Ensure adherence to company credit policies and regulatory requirements, updating them as necessary based on market changes.
Client Interaction: Communicate effectively with clients regarding credit decisions and provide guidance on improving credit profiles when needed.
Continuous Improvement: Stay updated on industry trends, emerging risks, and best practices in credit analysis to enhance processes and methodologies.
Qualifications :
Bachelor’s/Master’s degree in Finance, Business, Economics, or a related field.
Proven experience in credit analysis, preferably in a fintech or banking environment.
Strong understanding of credit scoring models and risk assessment methodologies.
Proficiency in data analysis tools and software (e.g., Excel, SQL, Tableau).
Excellent analytical and problem-solving skills.
Strong communication and interpersonal skills, with the ability to convey complex information clearly.
Detail-oriented with strong organizational skills and the ability to manage multiple tasks.
Preferred Qualifications:
Experience with SME lending, Business loans etc.
Familiarity with regulatory frameworks governing lending practices.
Professional certifications (e.g., CFA, FRM) are a plus.
- ...To support the Wholesale Banking Group by conducting comprehensive credit analysis, financial assessments, and risk evaluations for corporate lending proposals. The Credit Analyst will be responsible for preparing high-quality credit recommendations, ensuring compliance...
- ...Position: Senior Associate – Credit Risk Modelling & IFRS 9 Date Posted: July 29, 2026 Industry: Banking | Financial Services | Risk Management Employment Type: Full Time Experience: 5–8 years in Banking, Risk Advisory, Consulting, or Financial Services...
- ...to innovation, excellence, and empowering our clients to achieve their financial goals. Role Overview We are seeking a Senior Data Analyst to join our Quantitative Dealing team and take ownership of a growing portfolio of business-critical reporting, analytics, and...
- ...Senior Credit Underwriting Specialist (RNPL) Job Type: Full-time Location: Dubai, UAE Role Overview We are seeking a Senior... ...judgment-driven underwriting role , not a general finance or analyst position. The successful candidate will manually assess credit...
- ...stakeholder expectations. Develop and maintain management reports, dashboards, and presentations that provide actionable insights to senior leadership and key stakeholders. Conduct financial and commercial feasibility studies to evaluate new business opportunities,...
- ...Senior Retirement Actuarial Associate We are seeking a talented individual to join our Retirement Consulting team in the UAE . This is a hybrid role with a requirement to work at least three days a week in the office . This role offers the opportunity to...
- ...Summary and Overview Senior Associate, Corporate Services Dubai Permanent Full Time Competitive Salary & Benefits Are you an experienced corporate services professional looking to take the next step in your career with a leading international organisation...
- About the Company At Flow, we’re reimagining what it means to live, work, and connect. More than just a real estate company, Flow is a brand, a technology platform, and an operations ecosystem spanning condominiums, hotels, multifamily residences, and office spaces....
- ...one of the world’s top three credit ratings agencies, Fitch Ratings... ...of our industry leading analysts, combined with our broad sector... ...Ratings is currently seeking an Associate Analyst (Emirati National) in... ..., you will primarily support senior analysts in various functions...
AED2500 - 5000 per month
Be one of the first to applyJob description: Job Overview We are seeking a dynamic, result-oriented Business Growth Associate to drive adoption of our cutting-edge, AI-powered SaaS platform. This dual-impact platform empowers businesses to accelerate lead generation and business development,...- ...interest in technology across the financial crime space and support senior team members in driving developments and innovation to enhance... ...engagement teams in assessing AML, sanctions, and fraud risks associated with crypto/Web3 business models, to align with best practice...
- ...to impactful learning experiences that drive career advancement and industry success. Fitch Learning is currently seeking a Senior Associate based out of our Dubai office. About the Team: You will join Fitch Learning’s Programme Management team, a...
- ...Profile Summary Assist with credit application preparation Support execution and booking processes Support Team Head and other... ...Contribute to department as Junior Credit Analyst by assisting with credit analysis, research and loan execution...
- ...We are currently conducting a confidential executive search for an experienced Head of Credit Administration on behalf of a well-established local bank in the UAE. Reporting directly to the Chief Risk Officer , the role will lead the Credit Administration function...
- ...Job Description – Senior SAP BASIS & Authorization Technical Analyst Core Responsibilities SAP BASIS: Provide end-to-end SAP Basis administration, technical operations, platform management, database administration, cloud integration, disaster recovery support,...
- ...general complex commercial litigation. The firm is expanding their Litigation team, as such are looking to hire an additional Senior Associate who can assist in the growth and development of their practice. The team have built a reputation for advising on complex legal...
- ...Smiths employs approximately 16,000 colleagues in over 50 countries. Job Description John Crane is seeking an experienced Credit Controller to join our team in Jebel Ali Free Zone, Dubai on a 6-8 month contractual assignment . This role is responsible...
- ...Banking clients across Large Cap and Mid Cap segments. As a Senior Associate/ Vice President in Corporate Payments Sales, based in Dubai,... ...to ensure strong alignment of strategies and appropriate credit capacity across relevant products. In this sales role, you will...
- ...Credit Control Officer A reputable company is seeking a reliable Credit Control Officer to support financial operations and maintain accurate customer account records. Freshers are welcome to apply. Responsibilities Monitor customer account balances Follow up...
- ...and start building what’s next - not someday, but now. About the role: We're looking for a fresh graduate or early-career Data Analyst on an analytical engineering path. This role blends the best of data analysis and data engineering. You will help turn raw data...
- ...Senior Associate Tax Technology & Transformation (TTT) EY MENA # Purpose The TTT Senior Associate is an execution-focused, client-facing role responsible for delivering core work products on tax transformation and tax technology engagements across Corporate...
- About the Digital Marketing Manager position The Digital Marketing Manager develops, implements, tracks, and optimizes digital marketing campaigns across all digital channels. You should have a strong grasp of concepts regarding marketing tools, strategies, and integrated...
AED22000 - 45000 per month
...Overview We are seeking an experienced Lead Media Business Analyst who serves as a Subject Matter Expert (SME) in B2B customer... ...offer a competitive, tax-free compensation structure aligned with senior AdTech leadership roles in the UAE market: Monthly Base...- Job Requirements BUSINESS INTRODUCTION Majid Al Futtaim Holding is the leading shopping mall, retail, communities, entertainment developer and operator in the Middle East, North Africa, and Central Asia regions. With over 48,000 people, revenues of over US$ 11 ...
- ...Bank of Baroda, UAE Territory invites applications for the post of Credit Officer/ Manager & Risk Officer/Manager For detailed advertisement, eligibility criteria, job posting and application submission process, kindly visit ‘Career’ section of our website The...
- ...Shortlisted candidates will be invited for a written test and a competency-based interview. Standard Job Description Senior External Relations Associate Organizational Setting and Work Relationships The Senior External Relations Associate is to be a key external...
- ...to our growth and deliver results! Geotab is seeking a Product Analyst (Product, Business, and Data) who will cover the full product,... ...steer the product and business. You will need to work closely with senior product and engineering leaders, product management, service...
- ...Position Audit Associate We are seeking a detail-oriented and analytical Audit Associate to support internal and external audit activities... ...with accounting standards and company policies, and assisting senior team members in completing audits efficiently. Key...
- ...to our growth and deliver results! Geotab is seeking a Product Analyst (Product, Business, and Data) who will cover the full product,... ...steer the product and business. You will need to work closely with senior product and engineering leaders, product management, service...
- ...extraordinary! At Ounass, we’re looking for a temporary Finance Analyst to help us understand and manage our financial performance. In... ...., to ensure that laid down norms are observed. Ensure that credit limit controls and procedures are observed. Review collection...
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Senior Associate - Credit Analyst. Be the first to apply!
