Team Leader, Treasury Operations

JOB PURPOSE

• Describing the overall objective of the job and, essentially, why the job exists. What needs to be done to achieve results.
• Lead and oversee end-to-end Treasury and Investment Operations covering FX, money market, fixed income, derivatives, Islamic treasury products, syndications and related settlement activities, ensuring timely, accurate and controlled execution in line with agreed SLA/TAT.
• Strengthen operational resilience, maker-checker controls, reconciliations, accounting accuracy, exception management and regulatory compliance while maintaining clear ownership across the transaction lifecycle.
• Drive process digitization, control automation, system enhancements, audit readiness, AML/sanctions adherence, business continuity, data quality and continuous improvement across Treasury and Investment Operations.

KEY ACCOUNTABILITIES:

• Ensure all treasury, investment, Islamic and syndication transactions are validated, authorized, settled, accounted and reconciled accurately within approved cut-off times, SLA/TAT and market deadlines.
• Maintain robust maker-checker controls, segregation of duties, dual authorization, exception tracking and escalation protocols to minimize operational, settlement, market conduct and reputational risks.
• Review transaction documentation, confirmations, settlement instructions, loan notices and supporting approvals to ensure completeness, accuracy, enforceability and compliance with internal policies and regulatory requirements.
• Oversee SWIFT message authorization, nostro funding, cash and securities settlement, GL reconciliation, break resolution and timely escalation of ageing or high-risk exceptions.
• Coordinate with Treasury Front Office, Syndications, Islamic Banking, Risk, Finance, Compliance, Financial Institutions, Relationship Managers, IT and external counterparties to ensure seamless execution and issue resolution.
• Support new product implementation, process design, system change requests, BRD preparation, UAT execution, post-implementation reviews and operational readiness assessments.
• Identify opportunities to automate manual processes, improve straight-through processing, enhance dashboards/MIS and strengthen data quality, reconciliation controls and exception reporting.
• Ensure audit observations, risk events, compliance findings and control gaps are remediated within agreed timelines with root-cause analysis and sustainable preventive actions.
• Lead, coach and cross-train team members, maintain role backups for critical activities, support workload planning and embed a culture of accountability, service excellence and continuous improvement.
• Maintain and periodically update SOPs, process maps, control checklists, KPIs, KRIs and job descriptions in coordination with the Head of Treasury & Investment Operations.
• Ensure timely confirmation, settlement, payment processing, and reconciliation of treasury deals across local and international markets.
• Oversee nostro, suspense, and treasury-related account reconciliations and ensure breaks are investigated and resolved within agreed timelines.
• Monitor daily cash flows, funding movements, value dates, maturities, and settlement obligations to support efficient liquidity management.
• Review and strengthen operational controls to reduce settlement risk, confirmation risk, reconciliation risk, and processing errors.
• Prepare and review treasury operations MIS, exception reports, aging reports, KPI dashboards, and management updates.

Group:
Technology & Shared Services

REQUIREMENTS

EXPERIENCE & ACADEMIC QUALIFICATIONS:

• Bachelor’s degree in Finance, Accounting, Banking, Economics, Business Administration or a related discipline.
• Professional certification or progress towards ACI, CFA, FRM, ACT, CPA, ACCA, CMA or equivalent qualification is preferred.
• Strong working knowledge of treasury products, Islamic treasury structures, syndications, SWIFT messaging, settlement practices, reconciliations and financial markets operations.
• Proficiency in Treasury Management Systems, core banking/loan systems, SWIFT Alliance, MS Excel and reporting tools; exposure to automation, workflow or data analytics tools is an advantage.
• 8-10 years of relevant experience in Treasury, Investment, Capital Markets, Middle Office or Banking Operations, including at least 2–3 years in a supervisory or team lead capacity.
• Experience in UAE/GCC banking operations, regulatory compliance, audit management, system change delivery and stakeholder coordination is preferred.