Regional Financing Representative (KSA)

A leading international provider of commercial financing solutions is seeking a Regional Financing Representative to support business growth and customer financing activities in Saudi Arabia. This role combines business development, credit analysis, customer relationship management, and financing operations, making it ideal for professionals looking to build a career in commercial finance and asset-based lending.

Based in UAE regional Head Office and with regular travel to KSA, the successful candidate will work closely with sales teams, customers, financial institutions, and internal stakeholders to structure financing solutions, assess creditworthiness, and support portfolio performance.

Financing & Business Development

• Promote financing products and solutions to customers.
  
• Structure and negotiate financing proposals within approved guidelines.
  
• Monitor market trends and competitor financing offerings.
  
• Build strong relationships with sales teams and key business partners.
  
• Collect and analyse financial and credit information.
  
• Support the development and launch of new financing products and services.
  

Credit Assessment

• Evaluate customer creditworthiness and financing applications.
  
• Prepare and present credit recommendations.
  
• Review collateral and security arrangements.
  
• Maintain high-quality credit documentation and compliance standards.
  
• Support continuous improvement of local credit policies and procedures.
  

Financing Administration

• Ensure financing agreements and supporting documentation are accurate and complete.
  
• Coordinate documentation required for contract activation and asset delivery.
  
• Work closely with internal teams to maintain operational quality and compliance standards.
  

Portfolio & Risk Management

• Monitor customer payment performance.
  
• Support collection activities and risk mitigation efforts.
  
• Assist with recovery processes and guarantee follow-ups where required.
  
• Liaise with legal and external stakeholders on portfolio-related matters.
  

Reporting & Analysis

• Prepare financing sales reports and performance statistics.
  
• Support monthly business reporting requirements.
  
• Contribute to projects focused on product enhancement and operational improvement.
  

Requirements

• 2–5 years of experience in one or more of the following areas:
  

  • Commercial finance
    
  • Asset finance or leasing
    
  • Banking
    
  • Credit analysis
    
  • Financial services
    
  • Business development
    
• Experience assessing financial information and customer risk profiles.
  
• Strong relationship-building and stakeholder management skills.
  

Skills

• Financial analysis and credit evaluation.
  
• Negotiation and commercial acumen.
  
• Strong analytical and problem-solving abilities.
  
• Proficiency in Microsoft Office applications.
  
• Ability to manage multiple priorities in a fast-paced environment.
  

Personal Attributes

• Detail-oriented and highly organized.
  
• Strong communication and interpersonal skills.
  
• Self-motivated and able to work independently.
  
• Team player with a collaborative approach.
  
• Comfortable working under deadlines and managing competing priorities.
  

Education

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related discipline.
  

Languages

• Fluent English (written and spoken).
  
• Arabic language skills are essential.
  

Benefits

• Opportunity to work with a global organization in the commercial finance sector.
  
• Exposure to complex financing and credit solutions.
  
• Professional development and career growth opportunities.
  
• Dynamic and collaborative international working environment.