Payments Analyst - Digital Payments

About Keyper:  

Keyper operates at the forefront for proptech innovation across the UAE. Redefining how rent payments are made and how investors manage their portfolios. Operating in the real estate sector, Keyper manages investors largest asset class and builds innovative financial solutions for both investors and tenants.

About the role:  

We are looking for a driven and curious Product Owner to join our Payments team. This is a ground-floor opportunity to help shape the direction of digital payments in the UAE rental market. You will work directly alongside the Head of Payments, contributing to the full product lifecycle from discovery and strategy to launch and iteration. 

This role is deliberately broad. One day you may be in a sales meeting understanding what landlords need; the next you are writing user stories with engineers or analyzing payment funnel data. If you thrive in ambiguity, learn quickly, and want real ownership early in your career; this role was designed for you. 

Roles & Responsibilities:  

• Product Strategy & Roadmap: Support the Head of Payments in defining the product vision, strategy, and roadmap, ensuring alignment with Keyper's company goals and the evolving demands of the UAE rental market. 

• Market & Competitive Analysis: Continuously monitor the competitive landscape, emerging technologies, and market trends to surface opportunities and flag threats. Conduct financial analysis on new and existing product lines. 

• Cross-functional Collaboration: Partner closely with engineering, marketing, finance, operations, and sales teams to deliver customer-centric solutions. Be the connective tissue that keeps everyone aligned. 

• Customer Insights & Discovery: Run discovery sessions with internal teams and external customers (tenants, landlords, property managers). Gather, synthesise, and act on feedback to ensure products solve real problems for the right segments. 

• Go-to-Market Execution: Define and execute go-to-market plans for new products and features from positioning and messaging to rollout and adoption tracking. 

• Product Performance & KPIs: Ensure the right analytics are embedded in every product and feature. Track performance against KPIs, identify improvement opportunities, and present clear recommendations. 

• Risk Management: Identify and proactively manage risks related to product adoption, regulatory compliance (Central Bank of UAE requirements, open banking, etc.), and market dynamics. 

• Product Lifecycle & Agile: Own the full product lifecycle from initial concept and prototyping through to development, launch, and post-launch iteration. Lead agile ceremonies — stand-ups, backlog grooming, sprint planning, and retrospectives. 

• Data-Driven Decision Making: Leverage data, AI, and machine learning tools to derive actionable insights from customer behaviour, transaction patterns, and market trends to inform product decisions. 

• Innovation & AI: Champion innovation and automation within the team. Actively explore and adopt AI solutions where they solve real problems, including using AI for ideation, rapid prototyping, and testing new concepts. 

  What we are looking for:   

  Qualifications & Experience  

  • Recent graduate or up to 3 years of professional experience. We value potential over pedigree. 

  • Degree in Computer Science, Finance, Interactive Media, or a related technical/quantitative field. 

  • Prior experience at a startup, particularly in a product, technical, or analytical role, is a strong advantage. 

  • Comfortable reading and writing basic code, SQL queries, or working with APIs; you don't need to be an engineer, but you should be able to hold your own in a technical conversation. 

  • Familiarity with payments concepts (PSPs, card rails, open banking, BNPL) or UAE fintech regulations is a plus, not a prerequisite. 

  Mindset & Soft Skills  

  • A genuine roll-up-your-sleeves attitude; you are equally comfortable presenting to a client, grooming a backlog with engineers, and digging through a spreadsheet with finance. 

  • Coachable and hungry to learn; you actively seek feedback, reflect on mistakes, and iterate quickly. 

  • Strong communicator who can translate complex technical or financial concepts into plain language for any audience. 

  • Comfortable with ambiguity and able to prioritise ruthlessly in a fast-moving environment. 

  • Data-literate; you form hypotheses, test them, and let evidence guide your decisions. 

  • Accountable by nature: ownership of ensuring products deliver real customer value 

  • Deep understanding of the payments ecosystem with a technical and commercial fluency across participants 

  • Entrepreneurial "can-do" attitude and confident with tough prioritisation calls, comfortable with uncertainty, focused on incremental value delivery 

  • Genuine curiosity about fintech, payments, AI, and the future of PropTech in the MENA region. 

   

  What Keyper offers  

  Direct mentorship from the Head of Payments and exposure to senior leadership from day one. 

  Real ownership and accountability for the work you deliver 

  A collaborative, low-ego team culture where good ideas win regardless of seniority. 

  A front-row seat to the rapid digitalisation of the UAE real estate and payments landscape. 

  Competitive compensation package benchmarked to UAE fintech market rates. 

  Keyper Guiding Principles & Values

  • Data-Driven, Tech First

  • Committed to Exceptional Experience

  • Holistic Ownership

  • Challenging the Status Quo

  • Together for Growth

  • No Finish Line