Analyst - Lending and Financing Corporate Banking

Analyst - Lending and Financing Corporate Banking

The Corporate & Investment Banking Group (CIBG) provides a portfolio of corporate banking services, including investment & transaction banking as well as financial market solutions. This sophisticated product suite is powered by efficient digital platforms and distribution channels. It serves a broad range of clients both domestically and across the MENA region, including government entities, financial institutions, to large corporates, and maintains strategic relationships with leading banks globally

We are actively seeking an ambitious professional to join our Corporate Banking Lending and Financing team at ADCB to work alongside passionate colleagues who share your ambition to redefine excellence in banking.

Position for UAE National applicants

This position is for Emirati applicants

In this role, your key responsibilities include:

• To prepare credit assessments jointly with Relationship Manager, Lending Services Senior Manager, preparing Lending Specialist Customer Service presentations/reports and monitor/control portfolios to ensure compliance with agreed risk infrastructure
• Prepare quality assessment notes appropriately, highlighting relevant risks (e.g., structure risk, market risk, business risk, financial risk and contingency) and incorporate suitable mitigations, covenants and terms and conditions in order to highlight areas of concern requiring internal action
• Highlight and update the approving authorities of any changes in the risk profile based on important risk indicators (financial, market, transactional, etc.) in order to make them aware of potential issues and areas of non-compliance
• Establish and maintain a close working relationship with the Policy Assessment (PA) Business team in order to properly assess, understand and satisfy customer needs

The ideal candidate should have the following experience:

• At least 4 years of experience of Business Banking gained in a Credit Risk-related position covering Financial statement analysis/forecasting, risk assessment/management, credit facilities structuring and pricing
• Bachelor’s Degree in Business, Accounting or Finance
• Problem solving skills
• Analytical skills
• Excel, Word and MS Office skills
• Written and spoken English